The right to adequate housing is, at its core, the right to a place to live in dignity and security. It is interdependent with other human rights, particularly the right to equality and non-discrimination and the right to life. It is against those core human rights values that the actions of States in relation to the apparent inadequate measures adopted by the Philippine government to address the housing concerns of Filipinos.

The UN Special Rapporteur on housing points out that State compliance with the right to adequate housing must ultimately be assessed in relation to the circumstances of rights-holders. A human rights framework for addressing the absence of inadequate government investment in housing. Mechanisms must be established for rights-holders to be fully heard and engaged in decisions that affect them. States must ensure that financial institutions and investors are responsive to the needs of marginalized communities, behave in a manner that is consistent with the full realization of the right to adequate housing and provide complaints procedures and access to effective remedies.

The right to adequate housing is, at its core, the right to a place to live in dignity and security. It is interdependent with other human rights, particularly the right to equality and non-discrimination and the right to life. It is against those core human rights values that the actions of States in relation to the apparent inadequate measures adopted by the Philippine government to address the housing concerns of Filipinos.

The UN Special Rapporteur on housing points out that State compliance with the right to adequate housing must ultimately be assessed in relation to the circumstances of rights-holders. A human rights framework for addressing the absence of inadequate government investment in housing. Mechanisms must be established for rights-holders to be fully heard and engaged in decisions that affect them. States must ensure that financial institutions and investors are responsive to the needs of marginalized communities, behave in a manner that is consistent with the full realization of the right to adequate housing and provide complaints procedures and access to effective remedies.

The country’s growing population coupled with the lack of substantial government financial support for low-cost housing has resulted in a backlog of 168,000 to 190,000 housing units. Based on the current trends, the country’s housing deficit is estimated to reach a staggering 7.67 million by 2022. Actual production is less than 200,000 housing units annually for the past five years. Those who would like to avail of housing units that cost P450,000 are facing a challenging situation as very few banks would be willing to lend at this level because this segment is believed it has little capacity of paying and absorbing the highest risk.

Decision-making and assessment of policies relating to housing and finance are devoid of reference to housing as a human right. Issues related to business and human rights have received some attention in recent years. However, the housing and real estate sector — the largest business sector with many of the most serious impacts on human rights — appears to have been mostly ignored.

The country’s growing population coupled with the lack of substantial government financial support for low-cost housing has resulted in a backlog of 168,000 to 190,000 housing units. Based on the current trends, the country’s housing deficit is estimated to reach a staggering 7.67 million by 2022. Actual production is less than 200,000 housing units annually for the past five years. Those who would like to avail of housing units that cost P450,000 are facing a challenging situation as very few banks would be willing to lend at this level because this segment is believed it has little capacity of paying and absorbing the highest risk.

Decision-making and assessment of policies relating to housing and finance are devoid of reference to housing as a human right. Issues related to business and human rights have received some attention in recent years. However, the housing and real estate sector — the largest business sector with many of the most serious impacts on human rights — appears to have been mostly ignored.